KEB Hana Bank

KEB Hana Bank UAE Review

Is It the Right Choice for Korean Expats and Businesses in the UAE?

★★★★☆
4,0 / 5

Editor’s Verdict for KEB Hana Bank

KEB Hana Bank is the international banking arm of South Korea’s Hana Financial Group, one of the largest financial groups in Korea. In the UAE it keeps a deliberately small footprint: a full branch in Abu Dhabi and a representative office in Dubai. Rather than competing for retail customers with local giants, KEB Hana Bank focuses on Korean corporates, trade finance, project finance, and cross-border services connecting the UAE with Korea. If you are a Korean company, a Korean professional working in the Gulf, or a business with UAE–Korea trade flows, this is a specialist bank that speaks your language – literally and commercially.

✓ Best For

  • Korean corporates and their UAE subsidiaries needing trade finance, project finance, and corporate accounts
  • Korean expatriates and professionals who prefer banking and support in Korean
  • Businesses with regular UAE–Korea trade flows, remittances, and FX needs
  • Clients who value a direct relationship with a Korea-headquartered global bank

✗ Not Ideal For

  • General retail customers wanting a large branch and ATM network across the UAE
  • Expats looking for mass-market salary accounts, credit cards, and cashback programs
  • Anyone who needs a branch outside Abu Dhabi or Dubai (no presence in the other emirates)

Quick Facts

Bank Type Corporate / Commercial / Trade Finance (Korean bank)
Parent Group Hana Financial Group, South Korea
UAE Presence Abu Dhabi Branch + Dubai Representative Office
Branch Network 1 branch (Abu Dhabi) and 1 representative office (Dubai)
ATM Network No own-brand ATM network in the UAE
Languages Supported Korean, English
SWIFT/BIC Code (UAE) KOEXAEAD
Business Hours (Abu Dhabi) Mon–Fri 8:30 AM – 5:30 PM, Sat 8:30 AM – 12:30 PM
Business Hours (Dubai) Mon–Fri 8:30 AM – 4:30 PM

KEB Hana Bank Pros & Cons

✓ Pros

  • Korea–UAE specialist
    A direct line to a major Korean financial group for trade, FX, and cross-border business
  • Korean-language service
    Native support for Korean corporates and expatriates, reducing friction on complex deals
  • Trade and project finance
    Real strength in corporate, trade, and project finance for companies operating between the two markets
  • Global network
    Connected to KEB Hana Bank branches across Asia, Europe, and the Americas
  • Relationship banking
    Small offices mean a more personal, dedicated relationship-manager approach

✗ Cons

  • Tiny footprint
    Only two offices in the entire UAE, both confined to Abu Dhabi and Dubai
  • No retail ecosystem
    No broad consumer products, no cashback or travel cards, no widespread branches
  • No own ATM network
    Day-to-day cash access depends on other banks’ machines
  • Dubai is a representative office
    The Dubai location has limited transactional capacity compared with the Abu Dhabi branch
  • Niche focus
    Less suitable for anyone outside the Korean business and expat community

KEB Hana Bank Core Services

Corporate & Trade Finance

Core Strength

Who it’s for: Korean corporates, their UAE subsidiaries, and businesses trading between the UAE and Korea.

The Abu Dhabi branch is the bank’s operational hub in the UAE, offering corporate accounts, trade finance instruments such as letters of credit and guarantees, and support for project and contract financing. With Korea being a significant partner in UAE construction, energy, and infrastructure projects, KEB Hana Bank positions itself as the natural banking bridge for companies moving between the two economies.

Good to know: Services are tailored to corporate and institutional clients rather than walk-in retail customers, so it is best to contact the branch in advance to discuss your requirements.

Remittance & Foreign Exchange

UAE–Korea

Who it’s for: Korean expatriates and businesses sending money between the UAE and Korea.

KEB Hana Bank is one of Korea’s leading banks for international remittances, and its UAE offices support cross-border transfers and FX services connected to the wider Hana network. For Korean professionals and companies, this provides a familiar, Korean-language channel for moving funds home or managing currency exposure between AED, USD, and KRW.

Tip: Confirm current remittance fees, FX rates, and cut-off times directly with the branch, as terms for corporate and individual transfers can differ.

Dubai Representative Office

Business Liaison

Who it’s for: Companies and clients based in Dubai and the northern emirates who need a local point of contact.

The Dubai office, located in Business Central Towers in Dubai Media City, acts primarily as a liaison and relationship point rather than a full transactional branch. It supports business development, client relationships, and coordination with the Abu Dhabi branch and the bank’s head office in Korea.

Watch out: As a representative office, the Dubai location does not offer the full range of banking transactions. For account operations, the Abu Dhabi branch is the main point of contact.

KEB Hana Bank Fees & Charges

As a corporate-focused bank, KEB Hana Bank does not publish a standardised retail schedule of charges in the same way mass-market UAE banks do. Fees are typically quoted per client and per service. The points below set expectations rather than fixed figures:

Account & Service Fees
On request
Corporate account maintenance, transaction, and service fees are arranged according to the client relationship. Contact the Abu Dhabi branch for a tailored quote.
International Transfer / SWIFT Fees
Varies
Charges for outgoing and incoming international wires depend on the corridor, amount, and account type. Confirm the exact cost and any correspondent-bank charges before sending.
Trade Finance Charges
Deal-specific
Letters of credit, guarantees, and other trade instruments are priced per transaction based on tenor, risk, and amount.
FX Margins
Negotiable
Foreign exchange spreads on AED, USD, and KRW conversions are negotiable for corporate clients depending on volume.

KEB Hana Bank Contact Information & Support

Office Contacts

Abu Dhabi Branch

+971 2 681 7188
Fax: +971 2 681 7187

Abu Dhabi Branch Email

rem.abudhabi@hanafn.com
Remittance & enquiries

Dubai Representative Office

+971 4 882 5038
Fax: +971 4 882 5039

Dubai Office Email

kebdubai@emirates.net.ae
Business liaison

Abu Dhabi Branch

Unit M1, Mezzanine Floor, CI Tower
32 Street, Al Bateen, W10
Abu Dhabi, UAE
Hours: Mon–Fri 8:30 AM – 5:30 PM, Sat 8:30 AM – 12:30 PM

Dubai Representative Office

1403 Block B, Business Central Towers
Media City
Dubai, UAE
Hours: Mon–Fri 8:30 AM – 4:30 PM

Quick Actions

KEB Hana Bank SWIFT / BIC Code

KEB Hana Bank operates in the UAE under a single SWIFT/BIC code, registered to its Abu Dhabi branch and used for all incoming and outgoing international wire transfers connected to its UAE operations. Use it together with the recipient’s account details when sending money to a KEB Hana Bank UAE account.

SWIFT Code Branch / Department Emirate Address
KOEXAEAD Abu Dhabi Branch Abu Dhabi Unit M1, Mezzanine Floor, CI Tower, 32 Street, Al Bateen

If you’re not sure what this means, see what is a SWIFT code. To browse every bank, open the full UAE SWIFT code table, or check this SWIFT code.

KEB Hana Bank Branch Network

KEB Hana Bank maintains a focused presence in the UAE with one full branch in Abu Dhabi and one representative office in Dubai. The locations below are sourced from the bank’s official contact pages. The bank does not operate branches in the other emirates.

Abu Dhabi

Branch Address Phone
Abu Dhabi Branch Unit M1, Mezzanine Floor, CI Tower, 32 Street, Al Bateen, W10, Abu Dhabi +971 2 681 7188

Dubai

Branch Address Phone
Dubai Representative Office 1403 Block B, Business Central Towers, Media City, Dubai +971 4 882 5038

Information may change – verify current terms on the official KEB Hana Bank website before making financial decisions. This page is for informational purposes only and does not constitute financial advice.

FAQ – KEB Hana Bank UAE

Where is KEB Hana Bank located in the UAE?

KEB Hana Bank has two offices in the UAE: a full branch in Abu Dhabi at CI Tower, Al Bateen, and a representative office in Dubai at Business Central Towers, Media City. It does not operate branches in the other emirates.

What is the KEB Hana Bank UAE SWIFT code?

The SWIFT/BIC code for KEB Hana Bank in the UAE is KOEXAEAD, registered to the Abu Dhabi branch. The extended form is usually written as KOEXAEADXXX, where XXX refers to the head office.

Does KEB Hana Bank offer retail accounts to expats in the UAE?

KEB Hana Bank in the UAE focuses on corporate, trade finance, and cross-border services, primarily for Korean companies and expatriates. It is not a mass-market retail bank, so it does not compete with local banks on salary accounts, credit cards, or wide branch and ATM coverage. Contact the Abu Dhabi branch directly to discuss what services are available to you.

What is the difference between the Abu Dhabi branch and the Dubai office?

The Abu Dhabi location is a full branch handling banking transactions, while the Dubai location is a representative office that acts mainly as a business liaison and relationship point. For account operations and transactions, the Abu Dhabi branch is the main contact.

What are KEB Hana Bank’s business hours in the UAE?

The Abu Dhabi branch is open Monday to Friday 8:30 AM to 5:30 PM and Saturday 8:30 AM to 12:30 PM. The Dubai representative office is open Monday to Friday 8:30 AM to 4:30 PM. Hours are reduced during the holy month of Ramadan.

How can I contact KEB Hana Bank in the UAE?

You can reach the Abu Dhabi branch on +971 2 681 7188 (email rem.abudhabi@hanafn.com) and the Dubai representative office on +971 4 882 5038 (email kebdubai@emirates.net.ae).

Can KEB Hana Bank help with transfers between the UAE and Korea?

Yes. As part of Korea’s Hana Financial Group, KEB Hana Bank is well established in international remittances and FX, making it a natural choice for moving funds between the UAE and Korea. Confirm current fees, rates, and cut-off times with the branch, as terms differ between corporate and individual transfers.