Complete list of SWIFT/BIC codes for Intesa Sanpaolo S.P.A in the United Arab Emirates. Find the right code for international wire transfers to Intesa Sanpaolo accounts in the UAE. Intesa Sanpaolo operates only two wholesale branches in the UAE – Dubai (DIFC, since 2008) and Abu Dhabi (Etihad Towers, since 2016) – and each has its own dedicated BIC.
Quick Reference
For most international transfers to Intesa Sanpaolo accounts in the UAE, use BCITAEAD (Dubai DIFC) or BCITAEAB (Abu Dhabi). The 11-character versions BCITAEADXXX and BCITAEABXXX route to the head office of each respective branch. For payments to the Italian parent bank, use BCITITMM instead.
Intesa Sanpaolo UAE Head Office SWIFT Code
Dubai Branch (DIFC) – UAE & MEA Hub
All Intesa Sanpaolo SWIFT Codes by UAE Branch
Dubai Branches
Abu Dhabi Branches
Intesa Sanpaolo UAE SWIFT Codes Summary Table
| SWIFT Code | Branch / Department | Emirate | Address |
|---|---|---|---|
| BCITAEAD | Dubai Branch (DIFC) – UAE Head Office | Dubai | Unit 6, 7, 8, 9, Level 3, Gate Village Building 1, DIFC |
| BCITAEAB | Abu Dhabi Branch (Etihad Towers) | Abu Dhabi | Etihad Towers – Tower 3, Level 11 |
Understanding the Intesa Sanpaolo SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
The bank code BCIT comes from the historical name “Banca Commerciale Italiana”, merged into Intesa Sanpaolo in 2007. For the Abu Dhabi branch the location code changes from AD to AB, giving BCITAEAB.
Intesa Sanpaolo UAE Branch and Location Codes
BCITAEAD
Dubai Branch, DIFC (UAE & MEA hub)BCITAEAB
Abu Dhabi Branch, Etihad TowersBCITITMM
Italian parent head office (Turin) – reference only, do not use for UAE accounts
How to Send Money to Intesa Sanpaolo UAE
To make an international wire transfer to Intesa Sanpaolo in the UAE, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
BCITAEAD for the Dubai DIFC branch, BCITAEAB for the Abu Dhabi branch. Use whichever matches the branch where your beneficiary’s account is held. - Beneficiary’s IBAN
23-character UAE account number starting with AE (e.g., AE07 0000 0000 0000 0000 000) - Beneficiary’s Full Name
Exactly as registered with the bank – no initials or abbreviations - Bank Address
For Dubai: Unit 6, 7, 8, 9, Level 3, Gate Village Building 1, DIFC, P.O. Box 506736, Dubai, UAE. For Abu Dhabi: Etihad Towers – Tower 3, Level 11, P.O. Box 60859, Abu Dhabi, UAE. - Purpose of Payment Code
Required for UAE transfers (e.g., GDS for goods, SVI for services, INV for investments, OAT for own account transfer)
FAQ – Intesa Sanpaolo SWIFT Codes
What is the main SWIFT code for Intesa Sanpaolo in the UAE?
There are two primary codes because there are two branches: BCITAEAD for the Dubai DIFC branch and BCITAEAB for the Abu Dhabi branch. Use whichever matches the branch where your beneficiary’s account is held. For most general transfers, BCITAEAD is the more commonly used code as the Dubai branch is the regional hub.
Can I use BCITAEAD instead of BCITAEADXXX?
Yes. Both formats are valid. The 8-character version defaults to the head office of that branch. Some foreign banks’ payment systems require exactly 11 characters – in that case use BCITAEADXXX or BCITAEABXXX.
Is the SWIFT code different for AED, EUR or USD accounts?
No. The SWIFT code identifies the bank and branch, not the account currency. The same code is used for AED, EUR, USD, GBP and any other currency the branch holds. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is the SWIFT code for Intesa Sanpaolo’s head office in Italy?
The Italian parent’s main SWIFT code is BCITITMM (or BCITITMMXXX), with the registered address Piazza San Carlo 156, Turin. Use this only for payments into accounts held in Italy, not for UAE accounts.
What if my counterparty gives me BCITAEAD but their account is in Abu Dhabi?
Ask them to confirm. The codes are branch-specific. Using the wrong UAE branch code can delay processing by 24 to 48 hours while the bank routes the payment internally. There is normally no extra fee for internal re-routing, but it slows the credit.
Why are there only two Intesa Sanpaolo SWIFT codes in the UAE?
Because Intesa Sanpaolo operates only two branches in the UAE – Dubai (DIFC, since 2008) and Abu Dhabi (Etihad Towers, since 2016). It is a wholesale corporate and investment bank, not a retail bank with a national branch network, so there are no separate departmental codes to publish.
Does Intesa Sanpaolo offer Islamic banking SWIFT routing in the UAE?
The UAE branches are conventional. Sharia-compliant transactions are handled case by case through structured-finance teams, but they use the same BCITAEAD or BCITAEAB codes – there is no separate Islamic banking SWIFT.
Can a non-client send a SWIFT to Intesa Sanpaolo Dubai?
Only as a beneficiary payment. The Dubai DIFC branch is wholesale and corporate-only, so it does not maintain accounts for individuals or non-onboarded entities. The beneficiary must already have an established relationship with the branch for the payment to be credited.
What is the official Intesa Sanpaolo SWIFT code according to the bank?
According to the Intesa Sanpaolo Group’s official website (group.intesasanpaolo.com and imi.intesasanpaolo.com), the UAE branches operate under the codes BCITAEAD (Dubai DIFC) and BCITAEAB (Abu Dhabi). For DFSA-regulated Dubai branch details, the DFSA public register lists Intesa Sanpaolo S.p.A under reference F000902.
Where can I verify the Intesa Sanpaolo SWIFT code?
Confirm with your beneficiary directly, on the official Intesa Sanpaolo Group international presence page, or via the official SWIFT directory at swift.com. For DFSA-regulated Dubai branch details, the DFSA public register is the authoritative source.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Intesa Sanpaolo website (group.intesasanpaolo.com / imi.intesasanpaolo.com) or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
