Complete list of SWIFT/BIC codes for Emirates NBD bank in the United Arab Emirates. Find the right code for international wire transfers to ENBD accounts in UAE.
Quick Reference
For most international transfers to Emirates NBD accounts, use EBILAEAD or EBILAEADXXX. If your recipient has provided a specific branch code, use that for faster processing.
Emirates NBD Head Office SWIFT code
Head Office – Main Banking Center
All Emirates NBD SWIFT Codes by Branch
Dubai Branches
Abu Dhabi Branches
Emirates NBD SWIFT Codes Summary Table
| SWIFT Code | Department / Branch | Emirate | Address |
|---|---|---|---|
| EBILAEAD | Head Office | Dubai | Baniyas Road, Deira, Dubai |
| EBILAEADDMB | Dubai Main Branch | Dubai | ENBD GHO Building, Baniyas Road, Deira, Dubai |
| EBILAEADADB | Abu Dhabi Branch | Abu Dhabi | Capital Plaza Tower, Corniche Road, Al Danah, Abu Dhabi |
| EBILAEADAMR | Al Maktoum Road Branch | Dubai | Al Maktoum Road (Clock Tower), Deira, Dubai |
| EBILAEADBSQ | Beniyas Square Branch | Dubai | Baniyas Street, Beniyas Square, Deira, Dubai |
| EBILAEADGAL | Galleria Branch | Dubai | Hyatt Regency Hotel, Corniche Road, Deira, Dubai |
| EBILAEADSUK | Al Souk Branch | Dubai | Al Falah Road, Al Souk Al Kabeer, Dubai |
| EBILAEADJUM | Jumeirah Branch | Dubai | Al Wasl Road, Jumeirah, Dubai |
| EBILAEADSAT | Satwa Branch | Dubai | Al Badaa St, Al Satwa Rd, Al Satwa, Dubai |
| EBILAEADKAM | Karama Branch | Dubai | Za’abeel Road, Near General Post Office, Al Karama, Dubai |
| EBILAEADQID | Qiyadah Branch | Dubai | Al Ittihad Rd, Next to Dubai Police HQ, Al Qiyadah, Dubai |
| EBILAEADJAZ | Jebel Ali Branch | Dubai | Jebel Ali Free Zone, Jebel Ali, Dubai |
| EBILAEADBTA | Bander Taleb Branch | Dubai | Baniyas Street, Deira, Dubai |
| EBILAEADSEC | Emirates NBD Securities | Dubai | Standard Chartered Tower, Downtown Dubai |
| EBILAEADFIN | Finance Department | Dubai | ENBD Group Head Office, Baniyas Road, Deira, Dubai |
| EBILAEADTFS | Trade Finance Services | Dubai | ENBD Group Head Office, Baniyas Street, Deira, Dubai |
Understanding the Emirates NBD SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
Emirates NBD Branch Codes
XXX
Head OfficeDMB
Dubai Main BranchADB
Abu Dhabi BranchAMR
Al Maktoum RoadBSQ
Beniyas SquareGAL
GalleriaSUK
Al SoukJUM
JumeirahSAT
SatwaKAM
KaramaQID
QiyadahJAZ
Jebel AliBTA
Bander TalebSEC
SecuritiesFIN
Finance Dept.TFS
Trade Finance
How to Send Money to Emirates NBD
To make an international wire transfer to Emirates NBD Bank, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the type of operation (use EBILAEAD for general transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0260 0012 3456 7890 123) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
Emirates NBD Bank PJSC, Baniyas Road, Deira, P.O. Box 777, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – Emirates NBD SWIFT codes
Can I use EBILAEAD instead of EBILAEADXXX?
Yes. Both formats are valid. The 8-character version (EBILAEAD) automatically defaults to head office. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters—in which case use EBILAEADXXX.
Is the SWIFT code the same for all Emirates NBD branches?
The base code EBILAEAD is the same for all Emirates NBD branches in the UAE and will route payments correctly. However, for specific branches and departments there are 16 separate codes with unique 3-character suffixes such as DMB for Dubai Main Branch, ADB for Abu Dhabi Branch, and others.
What is the SWIFT code for Emirates NBD Abu Dhabi branch?
The SWIFT code for the Emirates NBD Abu Dhabi Branch is EBILAEADADB. You can also use the main code EBILAEAD for transfers to Abu Dhabi accounts, and the payment will be routed correctly.
What is the SWIFT code for Emirates NBD Dubai Main branch?
The SWIFT code for the Emirates NBD Dubai Main Branch is EBILAEADDMB. For general transfers to any Emirates NBD account in Dubai, you can also use the primary code EBILAEAD or EBILAEADXXX, and the payment will be routed correctly.
What happens if someone uses the wrong Emirates NBD branch code?
The transaction will not fail. Emirates NBD’s central clearing system receives all SWIFT messages regardless of branch suffix. Incorrect codes trigger internal routing protocols that redirect funds to the correct department or account. Processing delay: typically 24-48 hours. No additional fees are charged by Emirates NBD for internal re-routing.
Does Emirates Islamic use the same SWIFT code as Emirates NBD?
No. Emirates Islamic is a separate banking entity with its own SWIFT code (MEBLAEADXXX). If your account is held directly with Emirates NBD (not Emirates Islamic), you should use the EBILAEAD codes listed on this page. Always confirm with the account holder which bank their account belongs to.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies Emirates NBD handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is the Emirates NBD routing number for transfers from the US?
Emirates NBD’s routing code for transfers from the United States is 302620122. This is used alongside the SWIFT code when sending money from US banks. For all other countries, only the SWIFT code (EBILAEAD) and the beneficiary’s IBAN are required.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Emirates NBD Bank website or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
