About Emirates NBD Bank
Emirates NBD Bank (P.J.S.C.) is one of the UAE’s largest and most prominent financial institutions, licensed by the Central Bank of the UAE. The bank is headquartered at Baniyas Road, Deira, Dubai, with P.O. Box 777 as its postal address. As a Public Joint Stock Company incorporated in the United Arab Emirates, Emirates NBD serves both retail and corporate customers across the region and internationally.
Emirates NBD Bank: Banking Services and Products
Personal Banking Services
Current and Savings Accounts
Emirates NBD offers comprehensive account options including current accounts for everyday transactions, savings accounts to help achieve financial goals, and tailored deposit accounts to secure your financial future. The bank provides salary transfer accounts with exclusive benefits for customers who transfer their salary to Emirates NBD.
Credit Cards
The bank offers a diverse range of credit cards with attractive benefits including rewards programs, cashback offers, travel perks, and exclusive access to various platforms. Popular options include lifestyle credit cards that offer special discounts and rewards, and Marriott Bonvoy® Credit Cards with bonus points and free night awards.
Loans and Financing
Emirates NBD provides personal loans, auto loans, and home loans with competitive interest rates. The bank also offers quick access to cash through Credit Card facilities including cash advances, installment plans, and balance conversion options.
Digital Banking Solutions
Online Banking
Emirates NBD’s online banking platform offers over 150 services with real-time processing, global money transfers via SWIFT, 60-second transfers to the UK, India, Pakistan, Philippines, Sri Lanka, and Egypt, and comprehensive bill payment services.
Mobile Banking (ENBD X)
The award-winning ENBD X mobile application provides access to over 200 services, investment portfolio management, global and local equities trading, instant money transfers, and over 1,000 offers for shopping, dining, and entertainment.
WhatsApp Banking
Customers can access banking services through WhatsApp by contacting +971 600 540000. The service is available in both English and Arabic and includes account information, forex rates, branch locations, and service request updates.
Wealth Management and Investment Services
Emirates NBD operates 35 Wealth Centres across the UAE with highly experienced wealth advisors averaging five years of financial planning experience. The wealth management services include:
- Investment Advisory: Expert investment advisory services across equities, commodities, structured products, foreign exchange, and mutual funds
- Estate Planning: Comprehensive trust and estate planning services
- Portfolio Management: Diversified portfolio strategies across themes, geographies, sectors, and asset classes
- Global Investment Access: Access to funds in developed and emerging markets across all asset classes
Corporate and Business Banking
Transaction Banking
Emirates NBD provides full-featured transaction banking solutions including cash management, trade and supply chain finance, and digital products and services.
Trade Finance
The bank offers comprehensive trade finance solutions covering documentary credits, export financing, import financing, guarantees, and supply chain finance. Services include traditional letters of credit, factoring, invoice discounting, and digital trade finance platforms.
Corporate Banking Services
Services include corporate accounts, business loans, treasury solutions, and specialized banking packages for businesses of all sizes.
Emirates NBD Bank Branch Network and Locations
Emirates NBD operates over 200 branches and 900 ATMs and CDMs across the UAE and overseas.
Dubai Branches
- Group Head Office Branch: Emirates NBD Group Head Office, Baniyas Road, Deira
- Jumeirah Branch: Al Wasl Rd Intersection, Umm Suqeim 3
- Al Barsha Branch: Emirates NBD Building, Al Barsha 2
- Business Bay Branch: Bay Square, Al Asayel Road
- Mall of Emirates Digital Branch: 24-hour operations with limited transactions
- Deira City Centre Branch: Ground Floor, Deira City Centre
Other Emirates
- Abu Dhabi Main Branch: Capital Plaza Tower, Corniche Road
- Al Ain Main Branch: Al Ain
- Sharjah Main Branch: Sharjah
- Ajman Main Branch: Ajman
- Fujairah Main Branch: Fujairah
- Ras Al Khaimah Branch: Ras Al Khaimah
Emirates NBD Bank SWIFT and IBAN Codes
SWIFT Codes
Emirates NBD Bank’s primary SWIFT/BIC code is EBILAEADXXX. The bank uses various SWIFT codes for different branches and services:
- EBILAEADADB: Abu Dhabi branch
- EBILAEADBSQ: Baniyas Square branch
- EBILAEADCUS: Customer service branch
IBAN Structure
Emirates NBD IBAN numbers consist of 23 characters following the format: AE (country code) + 07 (check digits) + 033 (bank code) + 16-digit account number.
Example IBAN: AE07 0331 2345 6789 0123 456
Customers can find their IBAN and SWIFT codes on account statements, Emirates NBD Online Banking, or Mobile Banking under account details.
Emirates NBD Bank Contact Information
Customer Service
- Main Contact Number: +971 600 540000 (24/7 customer service)
- WhatsApp Banking: +971 600 540000
- Business Banking: +971 600 540009
Phone Banking Services
Emirates NBD provides 24-hour automated phone banking services in English, Arabic, and Hindi. Services include account inquiries, bill payments, fund transfers, and card services.
Headquarters Address
Emirates NBD Bank Headquarters
Rigga Al Buteen, Deira
Dubai, UAE
P.O. Box 777
Specialized Contact Numbers
- Private Banking: +971 4 316 0018 / +971 4 316 0333
- Corporate Banking: +971 4 316 0075
- Securities Trading: Customer Care Center operates Monday to Friday, 9:00 AM to 3:00 PM
International Offices
Emirates NBD maintains international presence in:
- London: 25 Knightsbridge, London SW1X 7LY, UK (+44 20 7838 2222)
- Singapore: 10 Collyer Quay, Ocean Financial Centre (+65 6438 7868)
- Mumbai: Maker Maxity, Bandra Kurla Complex (+91 22 6153 2300)
- Saudi Arabia: Offices in Riyadh, Jeddah, and Khobar
Emirates NBD Bank stands as a comprehensive financial institution offering a full spectrum of banking services from basic account management to sophisticated wealth management and corporate banking solutions, supported by an extensive branch network and advanced digital banking platforms throughout the UAE and internationally.
