Complete list of SWIFT/BIC codes for Dubai Islamic Bank in the United Arab Emirates. Find the right code for international wire transfers to DIB accounts in UAE.
Quick Reference
For most international transfers to DIB accounts, use DUIBAEAD or DUIBAEADXXX. If your recipient has provided a specific department code, use that for faster processing.
DIB Head Office SWIFT code
Head Office — Main Banking Center
All DIB SWIFT Codes by Department
Dubai Head Office Departments
DIB SWIFT Codes Summary Table
| SWIFT Code | Department / Branch | Emirate | Address |
|---|---|---|---|
| DUIBAEAD | Head Office | Dubai | Al Maktoum Road, Port Saeed, Deira, Dubai |
| DUIBAEADTOS | Treasury Department | Dubai | Al Maktoum Road, Port Saeed, Deira, Dubai |
| DUIBAEADLCS | Letters of Credit Department | Dubai | Al Maktoum Road, Port Saeed, Deira, Dubai |
| DUIBAEADDEO | Direct Equities Operations | Dubai | Al Maktoum Road, Port Saeed, Deira, Dubai |
Understanding the DIB SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
DIB Department Codes
XXX
Head OfficeTOS
Treasury DepartmentLCS
Letters of CreditDEO
Direct Equities Operations
How to Send Money to DIB
To make an international wire transfer to Dubai Islamic Bank, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the type of operation (use DUIBAEAD for general transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0240 0001 2345 6789 012) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
DIB Head Office, Al Maktoum Road, Port Saeed, Deira, P.O. Box 1080, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – DIB SWIFT codes
Can I use DUIBAEAD instead of DUIBAEADXXX?
Yes. Both formats are valid. The 8-character version (DUIBAEAD) automatically defaults to head office. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters—in which case use DUIBAEADXXX.
Is the SWIFT code the same for all DIB branches?
Yes, the base code DUIBAEAD is the same for all DIB branches in the UAE and will route payments correctly. However, for specific operations like Treasury settlements or Letters of Credit, there are separate codes with suffixes (TOS, LCS, DEO).
What is the SWIFT code for DIB Treasury Department?
The SWIFT code for the DIB Treasury Department is DUIBAEADTOS. You can also use the main code DUIBAEAD for general transfers to DIB accounts, and the payment will be routed correctly.
What happens if someone uses the wrong DIB department code?
The transaction will not fail. DIB’s central clearing system receives all SWIFT messages regardless of department suffix. Incorrect codes trigger internal routing protocols that redirect funds to the correct department or account. Processing delay: typically 24-48 hours. No additional fees are charged by DIB for internal re-routing.
Is Dubai Islamic Bank a Sharia-compliant bank?
Yes. Dubai Islamic Bank was established in 1975 as the world’s first full-service Islamic bank. All DIB products and services are fully Sharia-compliant and operate under Islamic banking principles. The bank’s Sharia Supervisory Board ensures all transactions adhere to Islamic finance guidelines.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies DIB handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is DIB’s official SWIFT code according to the bank?
According to Dubai Islamic Bank’s official website (dib.ae), the official DIB SWIFT code is DUIBAEAD. This code is used for all international fund transfers to DIB accounts across all branches in the UAE.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Dubai Islamic Bank website or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
