Complete list of SWIFT/BIC codes for Citibank N.A. in the United Arab Emirates. Find the right code for international wire transfers to Citibank accounts in UAE. Citibank N.A. UAE operates under two active location codes — CITIAEAD (Dubai — confirmed official code on citibank.ae) and CITIAEAF (Abu Dhabi / ADGM) — with 6 registered SWIFT codes across branches and departments.
Quick Reference
For most international transfers to Citibank N.A. accounts in the UAE, use CITIAEAD or CITIAEADXXX. This is the official SWIFT code confirmed on the Citibank UAE website (citibank.ae). For transfers specifically directed to the Abu Dhabi Global Market (ADGM) branch, use CITIAEAF. If your recipient has provided a specific branch code, use that for faster processing.
Citibank Head Office SWIFT Code
Head Office — Al Wasl Branch, Dubai
All Citibank N.A. SWIFT Codes by Branch and Department
Dubai Branches
Dubai Departments
Abu Dhabi Branch
Citibank N.A. SWIFT Codes Summary Table
| SWIFT Code | Branch / Department | Emirate | Address |
|---|---|---|---|
| CITIAEAD | Head Office (Al Wasl Branch) | Dubai | Oud Metha Building, Sheikh Rashid Road, Opposite Wafi City |
| CITIAEADDIF | DIFC Branch | Dubai | Gate Precinct Building 2, Level 7, Unit 1, DIFC |
| CITIAEADCTI | Citi ICG (Institutional Clients Group) | Dubai | Gate Precinct Building 2, Level 7, Unit 1, DIFC |
| CITIAEADAGM | Global Markets | Dubai | Gate Precinct Building 2, Level 7, Unit 1, DIFC |
| CITIAEADTRD | Trade Services Department | Dubai | Khalid Ibn Al Walid Street, Bur Dubai |
| CITIAEAF | ADGM Branch (Abu Dhabi) | Abu Dhabi | Al Sila Tower, Floor 15, ADGM Square, Al Maryah Island |
Understanding the Citibank N.A. SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
Citibank N.A. Branch and Department Codes
XXX
Head Office (Al Wasl Branch, Dubai)DIF
DIFC BranchCTI
Citi ICG (Institutional Clients Group)AGM
Global MarketsTRD
Trade Services Department
Citibank N.A. Location Codes in the UAE
AD
Dubai — active, primary location code (CITIAEAD)AF
Abu Dhabi / ADGM — active (CITIAEAF)
How to Send Money to Citibank N.A. UAE
To make an international wire transfer to Citibank N.A. in the UAE, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the branch (use CITIAEAD for general transfers to Dubai, or CITIAEAF for Abu Dhabi ADGM transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0300 0001 2345 6789 012) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
Al Wasl Branch, Oud Metha Building, Sheikh Rashid Road, Opposite Wafi City, P.O. Box 749, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ — Citibank N.A. SWIFT Codes
What is the main SWIFT code for Citibank N.A. in the UAE?
The primary SWIFT code for Citibank N.A. in the UAE is CITIAEAD (or CITIAEADXXX). This code routes payments to Citibank’s head office (Al Wasl Branch, Dubai) and is valid for most international transfers. According to the official Citibank UAE website (citibank.ae), CITIAEAD is the confirmed SWIFT code for the bank.
Can I use CITIAEAD instead of CITIAEADXXX?
Yes. Both formats are valid. The 8-character version (CITIAEAD) automatically defaults to the head office. International banking systems accept both formats, though some foreign banks’ payment platforms require exactly 11 characters—in which case use CITIAEADXXX.
What is the difference between CITIAEAD and CITIAEAF?
CITIAEAD is the SWIFT code for Citibank N.A.’s main presence in Dubai (Al Wasl Branch — the licensed CBUAE retail HQ), while CITIAEAF is the SWIFT code for the Abu Dhabi Global Market (ADGM) branch located at Al Sila Tower, Al Maryah Island. Both codes are active. For most personal banking transfers, use CITIAEAD. For transfers specifically directed to the ADGM-regulated branch, use CITIAEAF.
Is the SWIFT code the same for all Citibank UAE branches?
The base code CITIAEAD is valid for all Citibank consumer banking branches in Dubai (Al Wasl, Mall of the Emirates) and will route payments correctly. For Abu Dhabi ADGM operations, use CITIAEAF. For specific departments like Trade Services, there is a separate code with the suffix TRD (CITIAEADTRD).
What happens if I use the wrong Citibank branch code?
The transaction will not necessarily fail. Citibank’s internal clearing system can reroute SWIFT messages to the correct branch or account. However, using an incorrect code may cause minor processing delays. For time-sensitive transfers, always verify the correct SWIFT code with your recipient.
What is the SWIFT code for Citibank Trade Services in the UAE?
The SWIFT code for Citibank N.A. Trade Services Department is CITIAEADTRD. This code is assigned to the Trade Services Department located at Khalid Ibn Al Walid Street, Bur Dubai. For Letters of Credit and trade-related transactions, this code ensures faster processing by the specialized department.
Does Citibank UAE have branches outside Dubai and Abu Dhabi?
No. Citibank N.A. in the UAE operates retail consumer banking branches only in Dubai (Al Wasl Branch on Sheikh Rashid Road and Mall of the Emirates Smart Center on Sheikh Zayed Road) and one branch in Abu Dhabi (Al Khyeli Building, Al Falah Street). The bank’s institutional and corporate offices are at DIFC (Dubai) and ADGM (Abu Dhabi). All branches use the standard SWIFT codes CITIAEAD or CITIAEAF.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies Citibank handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is Citibank’s official SWIFT code according to the bank?
According to the official Citibank UAE website (citibank.ae), the official SWIFT code is CITIAEAD. This code is displayed on the IBAN Generator & SWIFT Code page and is used for all international fund transfers to Citibank N.A. accounts across all UAE branches.
What Citibank UAE retail branches can I visit in person?
Citibank N.A. UAE has three retail locations: Al Wasl Branch (Oud Metha Building, Sheikh Rashid Road, Opposite Wafi City, Dubai), Mall of the Emirates Branch (Level 2, Sheikh Zayed Road, Al Barsha 1, Dubai), and Abu Dhabi Branch (Al Khyeli Building, Al Falah Street, Al Danah Zone 1, Abu Dhabi). There is also a Citigold Lounge at the Jumeirah Financial Centre in DIFC (no teller services). All branches accept walk-in customers Monday to Saturday.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Citibank UAE website (citibank.ae) or contacting the bank directly at +971 4 311 4000 before making large transfers. Citibank N.A. UAE is licensed by the Central Bank of the UAE under license numbers 202563 (Al Wasl Branch Dubai), 531989 (Mall of the Emirates Branch Dubai), and CN-1002019 (Abu Dhabi Branch). We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
