Complete list of SWIFT/BIC codes for Commercial Bank International (CBI) in the United Arab Emirates. Find the right code for international wire transfers to CBI accounts in UAE. CBI has 8 active SWIFT codes covering branches in Dubai, Abu Dhabi, Al Ain, Sharjah, and Ras Al Khaimah.
Quick Reference
For most international transfers to CBI accounts, use CLBIAEAD or CLBIAEADXXX. If your recipient has provided a specific branch code, use that for faster processing. CBI is headquartered in Dubai (Jumeirah), incorporated in Ras Al Khaimah, and listed on the Abu Dhabi Securities Exchange (ADX).
CBI Head Office SWIFT Code
Head Office — Jumeirah Headquarters
All CBI SWIFT Codes by Branch and Emirate
Dubai Branches
Abu Dhabi Branch
Al Ain Electronic Banking Unit
Sharjah Branch
Ras Al Khaimah Branches
CBI SWIFT Codes Summary Table
| SWIFT Code | Branch / Location | Emirate | Address |
|---|---|---|---|
| CLBIAEAD | Head Office (Jumeirah HQ) | Dubai | Jumeirah Street, Jumeirah 1 |
| CLBIAEADDB1 | Bur Dubai Branch | Dubai | Mankhool Street, Bur Dubai |
| CLBIAEADDB2 | Sheikh Zayed Road Branch | Dubai | Sheikh Zayed Road |
| CLBIAEADAD1 | Abu Dhabi Branch | Abu Dhabi | Al Bateen Street, Abu Dhabi |
| CLBIAEADAN1 | Al Ain Electronic Banking Unit | Abu Dhabi | Al Ain |
| CLBIAEADSH1 | Sharjah Buhaira Branch | Sharjah | Al Majaz 3 |
| CLBIAEADRK1 | Ras Al Khaimah Branch | Ras Al Khaimah | Julphar Towers, Ras Al Khaimah |
| CLBIAEADRK2 | Al Manar Mall Branch | Ras Al Khaimah | Al Manar Mall, Ras Al Khaimah |
Understanding the CBI SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
CBI Branch Codes
XXX
Head Office (Jumeirah Headquarters, Dubai)DB1
Bur Dubai BranchDB2
Sheikh Zayed Road Branch (Dubai)AD1
Abu Dhabi BranchAN1
Al Ain Electronic Banking UnitSH1
Sharjah Buhaira BranchRK1
Ras Al Khaimah Branch (Julphar Towers)RK2
Al Manar Mall Branch (Ras Al Khaimah)
How to Send Money to CBI
To make an international wire transfer to Commercial Bank International, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the branch (use CLBIAEAD for general transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0340 0001 2345 6789 012) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
Jumeirah Street, Jumeirah 1, P.O. Box 4449, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – CBI SWIFT Codes
What is the main SWIFT code for Commercial Bank International?
The primary SWIFT code for Commercial Bank International is CLBIAEAD (or CLBIAEADXXX). This code routes payments to CBI’s head office in Dubai (Jumeirah) and is valid for most international transfers to any CBI account in the UAE.
Can I use CLBIAEAD instead of CLBIAEADXXX?
Yes. Both formats are valid. The 8-character version (CLBIAEAD) automatically defaults to head office. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters—in which case use CLBIAEADXXX.
Is the SWIFT code the same for all CBI branches?
The base code CLBIAEAD is valid for all CBI branches in the UAE and will route payments correctly. However, for specific branches there are separate codes with suffixes (e.g., DB1 for Bur Dubai, AD1 for Abu Dhabi, RK1 for Ras Al Khaimah). Using the correct branch code may speed up processing.
What happens if I use the wrong CBI branch code?
The transaction should not fail. CBI’s central clearing system receives all SWIFT messages regardless of branch suffix. Incorrect branch codes typically trigger internal routing protocols that redirect funds to the correct branch or account. Processing may be slightly delayed. No additional fees are usually charged by CBI for internal re-routing.
Where is CBI headquartered and incorporated?
CBI is headquartered in Dubai (Jumeirah 1) and incorporated in Ras Al Khaimah. The bank has been operating since 1991 and is listed on the Abu Dhabi Securities Exchange (ADX) under the ticker CBI. CBI is regulated by the Central Bank of the UAE and the Securities and Commodities Authority (SCA).
How many SWIFT codes does CBI have?
Commercial Bank International has 8 active SWIFT codes — 1 head office code (CLBIAEADXXX) and 7 branch codes covering Dubai (DB1, DB2), Abu Dhabi (AD1), Al Ain (AN1), Sharjah (SH1), and Ras Al Khaimah (RK1, RK2).
Does CBI have an inactive SWIFT code?
Yes. The code CLBIAEA10AR (Ras Al Khaimah) is listed in SWIFT databases as inactive. Do not use this code for transfers. Use the active Ras Al Khaimah branch codes CLBIAEADRK1 or CLBIAEADRK2 instead. The inactive code belongs to an older series with location code “A1” which has been replaced by the current “AD” series.
What is the SWIFT code for CBI Dubai branches?
CBI Dubai branches use codes with specific suffixes: Bur Dubai branch uses CLBIAEADDB1 (Mankhool Street) and Sheikh Zayed Road branch uses CLBIAEADDB2. You can also use the main code CLBIAEAD for all Dubai transfers.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies CBI handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is CBI’s official SWIFT code according to the bank?
According to Commercial Bank International’s official website (cbiuae.com), the official CBI SWIFT code is CLBIAEAD. This code is used for all international fund transfers to CBI accounts across all branches in the UAE.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Commercial Bank International website (cbiuae.com) or contacting the bank directly at 600 544 440 (within UAE) or +971 4 503 9000 (outside UAE) before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
