Complete list of SWIFT/BIC codes for Commercial Bank of Dubai in the United Arab Emirates. Find the right code for international wire transfers to CBD accounts in UAE. CBD has 14 registered SWIFT codes covering all major emirates.
Quick Reference
For most international transfers to CBD accounts, use CBDUAEAD or CBDUAEADXXX. Both formats are valid and route payments to the CBD Head Office on Al Ittihad Road, Deira, Dubai. If your recipient has provided a specific branch code, use that for faster processing.
CBD Head Office SWIFT Code
Head Office – Main Banking Center
All CBD SWIFT Codes by Branch
Dubai Branches
Abu Dhabi Branches
Al Ain Branches
Northern Emirates Branches
CBD SWIFT Codes Summary Table
| SWIFT Code | Branch / Department | Emirate | Address |
|---|---|---|---|
| CBDUAEADXXX | Head Office | Dubai | Al Ittihad Road, Port Saeed, Deira |
| CBDUAEAD | Head Office (8-character) | Dubai | Al Ittihad Road, Port Saeed, Deira |
| CBDUAEADDXB | Main Branch | Dubai | Al Ittihad Street, behind Deira City Centre, Port Saeed, Deira |
| CBDUAEADGAR | Al Garhoud Branch | Dubai | Al Garhoud Street, Deira |
| CBDUAEADDER | Deira Branch | Dubai | Deira |
| CBDUAEADAMS | Al Maktoum Street Branch | Dubai | Al Maktoum Street, Deira |
| CBDUAEADSAW | Souq Al Wasl Branch | Dubai | Bur Dubai |
| CBDUAEADJUM | Jumeirah Branch | Dubai | Jumeirah Beach Road, Jumeirah 1 |
| CBDUAEADSAF | Al Safa Branch | Dubai | Sheikh Zayed Road, Al Safa |
| CBDUAEADJAL | Jebel Ali Branch | Dubai | Jebel Ali |
| CBDUAEADADH | Abu Dhabi Branch | Abu Dhabi | Zayed The First Street (Old Electra Street), next to El Dorado Cinema |
| CBDUAEADAIN | Al Ain Branch | Abu Dhabi | Al Ain City Centre Area, Al Ain |
| CBDUAEADSHJ | Sharjah Branch | Sharjah | City Centre Al Zahia, Muwaileh |
| CBDUAEADAJM | Ajman Branch | Ajman | Sheikh Rashid Bin Humeed Street, Al Bustan 1 |
| CBDUAEADRAK | Ras Al Khaimah Branch | Ras Al Khaimah | Al Qawasim Corniche Road, KAY Invest Building |
Understanding the CBD SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
CBD Branch Codes
XXX
Head OfficeDXB
Main Branch (Al Ittihad Street, Deira)GAR
Al Garhoud Branch (Deira)DER
Deira BranchAMS
Al Maktoum Street BranchSAW
Souq Al Wasl Branch (Bur Dubai)JUM
Jumeirah BranchSAF
Al Safa Branch (Sheikh Zayed Road)JAL
Jebel Ali BranchADH
Abu Dhabi BranchAIN
Al Ain BranchSHJ
Sharjah BranchAJM
Ajman BranchRAK
Ras Al Khaimah Branch
How to Send Money to CBD
To make an international wire transfer to Commercial Bank of Dubai, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the branch (use CBDUAEADXXX for general transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0310 0001 2345 6789 012) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
Al Ittihad Road, Port Saeed, Deira, P.O. Box 2668, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – CBD SWIFT Codes
What is the main SWIFT code for Commercial Bank of Dubai?
The primary SWIFT code for Commercial Bank of Dubai is CBDUAEAD (or CBDUAEADXXX). This code routes payments to CBD’s Head Office on Al Ittihad Road, Port Saeed, Deira, Dubai, and is valid for all international transfers to any CBD account in the UAE.
Can I use CBDUAEAD instead of CBDUAEADXXX?
Yes. Both formats are valid and interchangeable. The 8-character version (CBDUAEAD) automatically defaults to the Head Office. Some international banking platforms require exactly 11 characters — in that case, append XXX to get CBDUAEADXXX.
Is the SWIFT code the same for all CBD branches?
Yes, the base code CBDUAEAD is valid for all CBD branches in the UAE and will route payments correctly. However, each branch also has its own unique 11-character code (e.g., CBDUAEADGAR for Al Garhoud or CBDUAEADSHJ for Sharjah). Using a branch-specific code can result in faster local routing.
What happens if I use the wrong CBD branch code?
The transaction will not fail. CBD’s central clearing system receives all SWIFT messages regardless of branch suffix. Incorrect codes trigger internal routing protocols that redirect funds to the correct branch or account. Processing delay: typically 24–48 hours. No additional fees are charged by CBD for internal re-routing.
What is the SWIFT code for CBD Dubai branches?
CBD has multiple Dubai branch codes: CBDUAEADGAR (Al Garhoud / Deira), CBDUAEADAMS (Al Maktoum Street), CBDUAEADSAW (Souq Al Wasl / Bur Dubai), CBDUAEADJUM (Jumeirah), CBDUAEADSAF (Al Safa / Sheikh Zayed Road), and CBDUAEADJAL (Jebel Ali). For any Dubai transfer the main code CBDUAEADXXX works universally.
What is the SWIFT code for CBD Abu Dhabi?
The SWIFT code for the CBD Abu Dhabi branch is CBDUAEADADH, located on Zayed The First Street (Old Electra Street), next to El Dorado Cinema, Abu Dhabi. For transfers to the Al Ain branch, use CBDUAEADAIN.
What is the SWIFT code for CBD Sharjah?
The SWIFT code for the CBD Sharjah branch is CBDUAEADSHJ. The branch is located at City Centre Al Zahia, Muwaileh, Sharjah.
Is the SWIFT code different for AED vs. foreign currency accounts at CBD?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies CBD handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
What is CBD’s official SWIFT code according to the bank?
According to Commercial Bank of Dubai’s official website (cbd.ae), the official SWIFT code is CBDUAEADXXX (or CBDUAEAD). This code is used for all international fund transfers to CBD accounts across all branches in the UAE.
How many SWIFT codes does Commercial Bank of Dubai have?
Commercial Bank of Dubai has 14 registered SWIFT codes across the UAE, covering branches in Dubai (9 codes), Abu Dhabi, Al Ain, Sharjah, Ajman, and Ras Al Khaimah. For all general transfers, the Head Office code CBDUAEADXXX is recommended.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Commercial Bank of Dubai website (cbd.ae) or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
