Bank Saderat Iran (BSI) SWIFT Code

Complete list of SWIFT/BIC codes for Bank Saderat Iran (BSI) in the United Arab Emirates. Find the right code for international wire transfers to BSI accounts in UAE. Bank Saderat Iran operates 8 branches across the UAE under a single primary SWIFT code BSIRAEAD, with the Dubai Regional Office serving as the central coordination point for all UAE operations.

Primary SWIFT/BIC Code
BSIRAEAD
Bank Saderat Iran – UAE Operations

Quick Reference
For all international transfers to Bank Saderat Iran accounts in the UAE, use BSIRAEAD or BSIRAEADXXX (11-character format). This single code routes payments to all BSI branches in the UAE through the Dubai Regional Office. The UAE domestic routing code is 901320124.

BSI Head Office (UAE Regional Office) SWIFT Code

Dubai Regional Office – UAE Headquarters

Primary SWIFT code for all UAE transfers
BSIRAEAD
Bank Name
Bank Saderat Iran
Emirate
Dubai
Street Address
Al-Maktoum Road, P.O. Box 4182, Deira
Phone
+971-4-603-5555
Routing Code
901320124

All BSI SWIFT Codes by Branch in UAE

Dubai Branches

Almaktoum Branch & Dubai Regional Office
Main UAE branch and coordination center for all BSI operations
BSIRAEAD
Emirate
Dubai
Street Address
Al-Maktoum Road, Deira
Full Address
Al-Maktoum Road, P.O. Box 4182, Deira, Dubai, UAE

Head Office Departments

Letters of Credit Department
Documentary credit and trade finance operations (LC)
BSIRAEADLCD
Emirate
Dubai
Street Address
Al-Maktoum Road, Deira
Full Address
Al-Maktoum Road, P.O. Box 4182, Deira, Dubai, UAE
Branch Code
LCD

BSI SWIFT Codes Summary Table

SWIFT Code Branch / Department Emirate Address
BSIRAEAD Almaktoum Branch (Dubai Regional Office) Dubai Al-Maktoum Road, P.O. Box 4182, Deira
BSIRAEADLCD Letters of Credit Department Dubai Al-Maktoum Road, P.O. Box 4182, Deira

Understanding the BSI SWIFT Code

A SWIFT code consists of 8 or 11 characters:

BSIR
Bank Code
AE
Country
AD
Location
XXX
Branch

BSI SWIFT Code Components Explained

  • BSIR
    Bank identifier for Bank Saderat Iran
  • AE
    Country code for the United Arab Emirates
  • AD
    Location code (Dubai Regional Office)
  • XXX
    Optional branch identifier (defaults to head office)
  • LCD
    Letters of Credit Department
  • 901320124
    UAE domestic clearing routing code

How to Send Money to Bank Saderat Iran (UAE)

To make an international wire transfer to Bank Saderat Iran in the UAE, you’ll need the following information:

Required Information for Wire TransferSwift Code BSI (Bank Saderat Iran)

  1. SWIFT/BIC Code
    Use BSIRAEAD (or BSIRAEADXXX for 11-character format) for all UAE branches
  2. Beneficiary’s IBAN
    23-character UAE account number starting with AE (e.g., AE07 0XXX XXXX XXXX XXXX XXX)
  3. Beneficiary’s Full Name
    Exactly as registered with the bank – no initials or abbreviations
  4. Bank Address
    Al-Maktoum Road, P.O. Box 4182, Deira, Dubai, UAE
  5. Routing Code
    901320124 (UAE domestic clearing identifier, used by some forms)
  6. Purpose of Payment Code
    Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)

Sanctions Notice

Bank Saderat Iran is subject to international sanctions imposed by the U.S. Department of the Treasury (OFAC) and has previously been listed by the EU. Transfers to and from BSI may be restricted, delayed, or rejected by correspondent banks. Before initiating any transfer, please consult your bank regarding compliance requirements and verify that the transaction is permitted under applicable laws in your jurisdiction.

FAQ – BSI SWIFT Codes

What is the main SWIFT code for Bank Saderat Iran in the UAE?

The primary SWIFT code for Bank Saderat Iran in the UAE is BSIRAEAD (or BSIRAEADXXX). This code routes payments to BSI’s Dubai Regional Office and is valid for transfers to all UAE branches across Dubai, Abu Dhabi, Sharjah, Ajman, and Al Ain.

Can I use BSIRAEAD instead of BSIRAEADXXX?

Yes. Both formats are valid. The 8-character version (BSIRAEAD) automatically defaults to the head office in Dubai. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters – in which case use BSIRAEADXXX.

Is the SWIFT code the same for all BSI branches in the UAE?

Yes. Unlike larger UAE banks that assign separate branch suffixes, Bank Saderat Iran uses a single SWIFT code (BSIRAEAD) for all of its UAE branches in Dubai, Abu Dhabi, Sharjah, Ajman, and Al Ain. Internal routing is handled by the Dubai Regional Office based on the beneficiary’s account number and IBAN.

How many branches does Bank Saderat Iran have in the UAE?

BSI operates 8 branches in the UAE: four in Dubai (Almaktoum, Murshid Bazar, Bur Dubai, Sheikh Zayed Road), two in the Emirate of Abu Dhabi (Abu Dhabi city on Hamdan Street and Al Ain), one in Sharjah, and one in Ajman. The Almaktoum branch on Al-Maktoum Road in Deira also functions as the Dubai Regional Office.

What is the SWIFT code for the BSI Abu Dhabi branch?

The SWIFT code for the BSI Abu Dhabi branch located on Hamdan Street (P.O. Box 700) is BSIRAEAD – the same code used by all BSI branches in the UAE. The phone number for the Abu Dhabi branch is +971 2 6225155.

What is the SWIFT code BSIRAEADLCD used for?

BSIRAEADLCD is an 11-character SWIFT code where the last three characters (LCD) identify the Letters of Credit Department at Bank Saderat Iran’s Dubai operations. This code is used for documentary credit operations and trade finance transactions. For standard wire transfers, use BSIRAEAD instead.

What is the routing code for Bank Saderat Iran UAE?

The UAE domestic routing code (used for local clearing within the UAE) for Bank Saderat Iran is 901320124. For international wires, the SWIFT code BSIRAEAD and your IBAN are the primary identifiers required by the sender’s bank.

Is the SWIFT code different for AED vs. foreign currency accounts?

No. SWIFT code selection is independent of currency. The same code BSIRAEAD serves accounts denominated in AED, USD, EUR, and other currencies handled by BSI in the UAE. Currency identification occurs through separate fields in the SWIFT MT103 message format (specifically the currency code field).

Are there restrictions on transferring money to Bank Saderat Iran?

Yes. Bank Saderat Iran has been designated by the U.S. Treasury (OFAC) and has been subject to international sanctions in the past from the U.S., the EU, and the UN. Many correspondent banks decline or scrutinize transfers involving BSI. Always check with your sending bank’s compliance team before initiating a transfer to confirm the transaction is permitted under applicable laws in your jurisdiction.

What is BSI’s official SWIFT code?

According to international banking records and the bank’s own published correspondence details, the official SWIFT code for Bank Saderat Iran in the UAE is BSIRAEAD. This code is used for all international fund transfers to BSI accounts across all 8 branches in the UAE.

Where is the BSI Dubai Regional Office located?

The Bank Saderat Iran Dubai Regional Office is located at Al-Maktoum Road, P.O. Box 4182, Deira, Dubai, UAE. It is co-located with the Almaktoum Branch and serves as the central coordination point for all BSI operations in the United Arab Emirates. Contact phone numbers: +971 4 6035240 / 6035230 / 6034284.

Important Disclaimer

The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Bank Saderat Iran website or contacting the bank directly before making large transfers. Bank Saderat Iran is subject to international sanctions, and transfers may be restricted depending on your jurisdiction. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details or attempting transfers that violate applicable sanctions laws.