Complete list of SWIFT/BIC codes for Bank of Baroda in the United Arab Emirates. Find the right code for international wire transfers to Bank of Baroda accounts in UAE. Bank of Baroda has been operating in the UAE since 1974 and is the only Indian bank with full-fledged mainland banking operations in the country, with 7 SWIFT codes across 4 emirates.
Quick Reference
For most international transfers to Bank of Baroda accounts in the UAE, use BARBAEAD or BARBAEADXXX. This routes payments to the bank’s head office in Dubai. If your recipient has provided a specific branch code (e.g., DUB, DEI, ADH), use that code for faster processing.
Bank of Baroda Head Office SWIFT Code
Head Office — Dubai Main Banking Center
All Bank of Baroda SWIFT Codes by Branch
Dubai Branches
Abu Dhabi Branch
Sharjah Branch
Ras Al Khaimah Branch
Bank of Baroda SWIFT Codes Summary Table
| SWIFT Code | Branch / Department | Emirate | Address |
|---|---|---|---|
| BARBAEADXXX | Head Office | Dubai | Umm Hurair Building, Al Doha Street, Karama |
| BARBAEADDUB | Dubai Main Office | Dubai | Umm Hurair Building, Al Doha Street, Karama |
| BARBAEADDEI | Deira Branch | Dubai | Al Kuwaiti Building, Baniyas Street, Deira |
| BARBAEADIFC | DIFC Offshore Banking Unit (OBU) | Dubai | Office 403, West Wing, Level 4, Gate Building, DIFC |
| BARBAEADADH | Abu Dhabi Branch | Abu Dhabi | Al Jazeera Towers, Hamdan Bin Mohammed Street |
| BARBAEADSHJ | Sharjah Branch | Sharjah | Crystal Plaza Building, Buhaira Corniche |
| BARBAEADRAK | Ras Al Khaimah Branch | Ras Al Khaimah | Al Rams Road, Al Nakheel |
Understanding the Bank of Baroda SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
Bank of Baroda Branch Codes
XXX
Head Office (Dubai)DUB
Dubai Main Office (Karama)DEI
Deira Branch (Baniyas Street)IFC
DIFC Offshore Banking UnitADH
Abu Dhabi Branch (Hamdan Street)SHJ
Sharjah Branch (Buhaira Corniche)RAK
Ras Al Khaimah Branch (Al Rams Road)
How to Send Money to Bank of Baroda UAE
To make an international wire transfer to Bank of Baroda in the UAE, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the branch (use BARBAEAD for general transfers) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0120 0001 2345 6789 012) - Beneficiary’s Full Name
Exactly as registered with the bank — no initials or abbreviations - Bank Address
Umm Hurair Building, Al Doha Street, Karama, P.O. Box 3162, Dubai, UAE - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – Bank of Baroda SWIFT Codes
What is the main SWIFT code for Bank of Baroda UAE?
The primary SWIFT code for Bank of Baroda in the UAE is BARBAEAD (or BARBAEADXXX). This code routes payments to the bank’s head office in Dubai and is valid for most international transfers to any Bank of Baroda branch in the UAE.
Can I use BARBAEAD instead of BARBAEADXXX?
Yes. Both formats are valid and interchangeable. The 8-character version (BARBAEAD) automatically defaults to head office. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters—in which case use BARBAEADXXX.
Is the SWIFT code the same for all Bank of Baroda branches in the UAE?
The base code BARBAEAD is valid for all Bank of Baroda branches in the UAE and will route payments correctly. However, for specific branches there are dedicated codes with suffixes: DUB (Dubai Main Office), DEI (Deira), IFC (DIFC), ADH (Abu Dhabi), SHJ (Sharjah), and RAK (Ras Al Khaimah). Using the specific branch code may speed up processing.
How many SWIFT codes does Bank of Baroda have in the UAE?
Bank of Baroda has 7 SWIFT codes in the UAE: one head office code (BARBAEADXXX) and six branch-specific codes covering Dubai Main Office (BARBAEADDUB), Deira (BARBAEADDEI), DIFC (BARBAEADIFC), Abu Dhabi (BARBAEADADH), Sharjah (BARBAEADSHJ), and Ras Al Khaimah (BARBAEADRAK).
What is the SWIFT code for Bank of Baroda DIFC?
The SWIFT code for the Bank of Baroda DIFC Offshore Banking Unit is BARBAEADIFC. This branch is located at Office 403, Level 4, West Wing, Gate Building, Dubai International Financial Centre (DIFC), P.O. Box 506748, Dubai, UAE.
What is the SWIFT code for Bank of Baroda Abu Dhabi?
The SWIFT code for the Bank of Baroda Abu Dhabi branch is BARBAEADADH. The branch is located at Al Jazeera Towers, Hamdan Bin Mohammed Street, P.O. Box 2303, Abu Dhabi. Some SWIFT registries still list the legacy address (Al Halami Centre, Hamdan Street).
What is the SWIFT code for Bank of Baroda Dubai?
Bank of Baroda has three SWIFT codes in Dubai: BARBAEADDUB (Dubai Main Office at Umm Hurair Building, Al Doha Street, Karama), BARBAEADDEI (Deira Branch at Al Kuwaiti Building, Baniyas Street), and BARBAEADIFC (DIFC Offshore Banking Unit at Gate Building, DIFC). You can also use the general code BARBAEAD for all Dubai transfers.
What happens if I use the wrong Bank of Baroda branch code?
The transaction will not fail. Bank of Baroda’s central clearing system receives all SWIFT messages regardless of branch suffix. Using an incorrect branch suffix may cause a minor processing delay — typically a few hours to a couple of business days — while the bank internally re-routes the payment to the correct branch. No additional fees are typically charged for internal re-routing.
Why do some SWIFT registries show different addresses than the bank’s website?
SWIFT/BIC registries (such as those used by Wise, Xe and bank.codes) sometimes retain legacy addresses that were registered at the time the SWIFT code was first issued. Bank of Baroda has relocated several UAE branches over the years — for example, the Abu Dhabi branch moved from Al Halami Centre to Al Jazeera Towers, and the Sharjah branch moved from Al Arooba Street to Crystal Plaza on Buhaira Corniche. The current physical addresses are always those published on bankofbarodauae.ae. The SWIFT codes themselves remain unchanged.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, INR, GBP, and all other currencies Bank of Baroda handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
Does Bank of Baroda have Electronic Banking Service Units (EBSUs) in the UAE?
Yes. In addition to its 5 full branches and 1 DIFC unit, Bank of Baroda operates 9 Electronic Banking Service Units (EBSUs) across the UAE, including locations in Sheikh Zayed Road (Dubai), Mussafah and Shabiya (Abu Dhabi), Al Qusais and DMCC (Dubai), National Paints and Hamriya Free Zone (Sharjah), and RAKIA (Ras Al Khaimah). EBSUs do not have their own SWIFT codes — use the parent branch SWIFT code for transfers.
What is Bank of Baroda’s official SWIFT code according to the bank?
According to Bank of Baroda UAE’s official website (bankofbarodauae.ae), the official SWIFT code for general transfers is BARBAEAD. This code is used for all international fund transfers to Bank of Baroda accounts across all branches in the UAE. The bank has been operating in the UAE since 1974.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Bank of Baroda UAE website (bankofbarodauae.ae) or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
