Complete list of SWIFT/BIC codes for Arab African International Bank (AAIB) in the United Arab Emirates. Find the right code for international wire transfers to AAIB accounts in the UAE. AAIB operates in the UAE through a Dubai head office and an Abu Dhabi branch, both registered in the SWIFT network for cross-border payments.
Quick Reference
For most international transfers to AAIB accounts in the UAE, use ARAIAEAD or ARAIAEADXXX. For payments destined specifically for the Abu Dhabi branch, use ARAIAEADAUH. If your recipient has provided a specific branch code, use that for faster processing.
AAIB Head Office SWIFT Code
Head Office – Dubai
All AAIB SWIFT Codes by Branch
Dubai Branches
Abu Dhabi Branches
AAIB SWIFT Codes Summary Table
| SWIFT Code | Branch / Office | Emirate | Address |
|---|---|---|---|
| ARAIAEAD | Head Office | Dubai | DNI Building, Al Wasl Area, Sheikh Zayed Road |
| ARAIAEADXXX | Head Office (11-character format) | Dubai | DNI Building, Al Wasl Area, Sheikh Zayed Road |
| ARAIAEADAUH | Abu Dhabi Branch | Abu Dhabi | Kamala Tower, Zayed The First Street, Al Khalidiya |
Understanding the AAIB SWIFT Code
A SWIFT code consists of 8 or 11 characters:
Bank Code
Country
Location
Branch
AAIB Branch Codes
XXX
Head Office (Dubai)AUH
Abu Dhabi Branch
How to Send Money to AAIB
To make an international wire transfer to Arab African International Bank in the UAE, you’ll need the following information:
Required Information for Wire Transfer
- SWIFT/BIC Code
Select from the table above based on the branch (use ARAIAEAD for general transfers to the Dubai head office) - Beneficiary’s IBAN
23-character account number starting with AE (e.g., AE07 0331 2345 6789 0123 456) - Beneficiary’s Full Name
Exactly as registered with the bank, with no initials or abbreviations - Bank Address
DNI Building, Al Wasl Area, Sheikh Zayed Road, P.O. Box 1049, Dubai, UAE (head office) or Kamala Tower, Zayed The First Street, Al Khalidiya, P.O. Box 928, Abu Dhabi, UAE (Abu Dhabi branch) - Purpose of Payment Code
Required for UAE transfers (e.g., SAL for salary, FAM for family support, OAT for own account transfer)
FAQ – AAIB SWIFT Codes
What is the main SWIFT code for Arab African International Bank in the UAE?
The primary SWIFT code for Arab African International Bank in the UAE is ARAIAEAD (or ARAIAEADXXX). This code routes payments to AAIB’s Dubai head office and is valid for most international transfers into the bank.
Can I use ARAIAEAD instead of ARAIAEADXXX?
Yes. Both formats are valid. The 8-character version (ARAIAEAD) automatically defaults to the head office. International banking systems accept both, though some foreign banks’ payment platforms require exactly 11 characters – in which case use ARAIAEADXXX.
Is the SWIFT code the same for all AAIB UAE branches?
The base code ARAIAEAD covers the head office in Dubai and can route most general transfers within AAIB UAE. However, the Abu Dhabi branch has its own dedicated code ARAIAEADAUH. Using the correct branch code helps speed up processing.
What is the SWIFT code for AAIB Abu Dhabi?
The SWIFT code for the AAIB Abu Dhabi branch is ARAIAEADAUH. The branch is located in Kamala Tower on Zayed The First Street, Al Khalidiya, Abu Dhabi.
How many AAIB SWIFT codes exist in the UAE?
AAIB operates two SWIFT-registered locations in the UAE: the Dubai head office (ARAIAEAD / ARAIAEADXXX) located in the DNI Building on Sheikh Zayed Road, and the Abu Dhabi branch (ARAIAEADAUH) located in Kamala Tower on Zayed The First Street.
What happens if I use the wrong AAIB branch code?
The transaction will normally not fail. AAIB’s central clearing system receives all SWIFT messages regardless of the branch suffix and re-routes funds internally to the correct branch. Processing delays are typically 24-48 hours.
Is the SWIFT code different for AED vs. foreign currency accounts?
No. SWIFT code selection is independent of currency. The same code serves accounts denominated in AED, USD, EUR, GBP, and all other currencies AAIB handles. Currency identification occurs through separate fields in the SWIFT message format (specifically the MT103 currency code field).
Where is Arab African International Bank headquartered?
The group’s global headquarters is located in Cairo, Egypt (5 Midan Al-Saray Al-Koubra, Garden City). For UAE operations, the head office is in Dubai at DNI Building, Al Wasl Area, Sheikh Zayed Road, and operates under the SWIFT code ARAIAEAD.
What information do I need for an international transfer to AAIB?
You will need the correct SWIFT/BIC code (ARAIAEAD or ARAIAEADAUH), the beneficiary’s UAE IBAN (starting with AE), the beneficiary’s full registered name, the bank’s address, and the UAE Purpose of Payment code that matches the nature of the transfer.
Important Disclaimer
The SWIFT code information provided on this page is for reference purposes only. While we strive to keep this information accurate and up-to-date, we recommend verifying the SWIFT code on the official Arab African International Bank website (aaib.com) or contacting the bank directly before making large transfers. We are not liable for any delays, losses, or errors that may occur as a result of using incorrect banking details.
